Car Insurance Comparison

Car Cover Guideance For Glastonbury Revellers

Posted on 01. Oct, 2009 by admin in Finance

As music revellers were preparing for the Glastonbury Festival, they were advised to note that 62 per cent of car insurance providers will offer only as little as 100 for cover on all valuables that left in the car, according to a price comparison website. With around 128,000 of the 177,500 festival goers – which accounts for 72 per cent – travelling to music event by car, this research shows that almost 8 million worth of items will be stored in these vehicles as a safer alternative to the tents. Over two thirds or 68 per cent of consumers are under the false hope that their car insurance policy will cover damage or theft to the entire contents of the car. But, with items such as the Apple iphone costing up to 391.50 and a TomTom costing almost 400, motorists could find they are under insured if they needed to make a claim. As well as valuables, cash is also a problem at the festival. The average attendee spends almost 300 over the course of the weekend which means that more than 52 million worth of cash will be vulnerable to theft at the festival. Unique tent cover for possessions Unfortunately, storing valuables in a tent is also a big mistake. Home insurance policies do not include the provision of covering items that are away from home, in an unlocked tent. In order to protect the actual tent from damage of theft, consumers will need to take out a bespoke insurance policy to protect the equipment. However, this will not protect any valuables stored inside. Another misconception with car cover is that of driving other cars. This can also be a minefield of small print, particularly for people under the age of 25; who also make up a large proportion of travellers to Glastonbury. With the average one way distance travelled to Glastonbury amounting to 140 miles, it is highly likely that many revellers will opt to share the driving with friends or family. Nearly a quarter of motorists however, (22 per cent or 5.5 million), admit they have let their friends and family drive their car without the driver being named on their policy. Another one in ten drivers (9 per cent or 2.2 million) admit that they have driven a car without being sure if they are insured to do so. Whilst it could be tempting for motorists to hand over some of the driving responsibility this summer, only those motorists over the age of 25 with fully comprehensive insurance are covered under their own policy to drive someone else’s car. Glastonbury car cover guidelines Mark Monteiro and insurance expert at the price comparison website spoke about the findings He said: “Going to a music festival should be a fun experience and reading insurance documents probably isn’t high on the list of preparation priorities. “However, an event such as Glastonbury creates an insurance minefield for both providers and policy holders. Placing all of your valuables in a car or a tent could very well exempt you from cover with every insurance policy you own. Mr Monteiro added: “With high value items such as IPods, mobile phones and satellite navigation systems standard in most cars, this could be a very costly oversight. “Our advice to motorists is to check all policy details before getting in the car, that way you can enjoy the music with peace of mind. It’s always worth contacting your insurance provider to let them know what you’re up to as they may be able to help you out.” Make sure you’re covered for any event.

Tags: car insurance, home insurance, insurance, insurance policy, motorists